Debt collection refers to the work done to recover balances from credit accounts that are past due. Most commonly, debt collection specifically references third party debt collectors whose clients include banks, credit card issuers and other credit grantors, debt buyers, governments, and any organization that extends credit or owns an account where a balance is due. Collection methods traditionally include phone calls from call center agents, e-mails, and letters, and increasingly, SMS text. If an account remains in arrears after these efforts, the collection agency may contract with a collection attorney to file suit to recover the debt, if the collection agency is not positioned to do so.
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Judge Awards Attorney Fees to FDCPA Defendant in Case of 'Vexatious' Plaintiff's Counsel
25 September 2017
5th Cir. Holds Threat of Lawsuit to Collect Partially Time-Barred Debt Did Not Violate FDCPA
21 September 2017
Court Rules Verification Docs Fulfill “Least Sophisticated Consumer” Standard
21 September 2017
The Economy’s Effect on the ARM Industry: The KG Prime Index
14 September 2017
9th Circuit Opinion Highlights Right to Cure Provision in California’s Rosenthal FDCPA
12 September 2017
3rd Circuit: 2nd Collection Letter Within 30 Days of First Letter is "Overshadowing"
7 September 2017
NJ Judge Disagrees with NY Judge in FDCPA Case Involving Credit Repair Agreement
6 September 2017
FDCPA Case Law Review for August 2017
6 September 2017
New Collection Letter Lawsuits in California and New York: What Your Agency Needs to Know Now
30 August 2017
3 Lessons You Should Take From the Latest 1099(c) Letter Case
30 August 2017
Court Dismisses CFPB Lawsuit Due to Willful Failure to Participate in Discovery and Obey Court Orders
28 August 2017
California District Court Dismisses FDCPA Claim Over a Potential Convenience Fee for Lack of Article III Standing Under Spokeo
23 August 2017
TCPA Student Loan Calls Case Dismissed – Court Determines TCPA Exception Applied
23 August 2017
Don’t Cloud the Validation Notice: 8 Tips to Avoid Overshadowing
22 August 2017
District Court Holds 1099-C Language Not in Violation of FDCPA or ICAA
22 August 2017
FDCPA Bona Fide Error Defense Did Not Protect Debt Collector Despite Following Controlling Precedent, En Banc Seventh Circuit Rules
9 August 2017
Latest CFPB Consumer Survey Proposal Receives Mixed Review; One Industry Separates Itself from Another
7 August 2017
FDCPA Case Law Review for June and July 2017
31 July 2017
Consumer's Credit Repair Agreement Becomes Issue in Collection Dispute
20 July 2017
Big Changes to West Virginia Debt Collection Laws Now in Effect
19 July 2017