Debt collection refers to the work done to recover balances from credit accounts that are past due. Most commonly, debt collection specifically references third party debt collectors whose clients include banks, credit card issuers and other credit grantors, debt buyers, governments, and any organization that extends credit or owns an account where a balance is due. Collection methods traditionally include phone calls from call center agents, e-mails, and letters, and increasingly, SMS text. If an account remains in arrears after these efforts, the collection agency may contract with a collection attorney to file suit to recover the debt, if the collection agency is not positioned to do so.

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Second Circuit Rules Debt Collector did not Violate FDCPA by Sending Settlement Offer Without Disclosing Interest Would Continue to Accrue if Consumer did not Meet Payment Deadline

15 June 2021

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Nevada Enacts New Law Regarding Medical Collections, Effective July 1, 2021

9 June 2021

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CFPB to Look at Racial Issues; Examines County Level Demographic Data

8 June 2021

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Two Judges Question whether the 7th Circuit has Gone Too Far in Standing Decisions

3 June 2021

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Consumer Relations Consortium Files Amicus Brief in Hunstein

2 June 2021

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Throwing Shade?: Latest Court to Cite Hunstein Ends up Quietly Torching its Article III Standing Analysis

2 June 2021

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Hunstein: Defendant files Petition for Rehearing En Banc

26 May 2021

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HUNSTEIN UPDATE: Court in Illinois Cites Hunstein with Approval While Distinguishing It

25 May 2021

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Southern District of California Says Unanswered Calls are Not a Communication

19 May 2021

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CA DFPI Hires Fintech Legal Expert to Lead New Financial Technology and Innovation Office

18 May 2021

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House Passes Debt Collection Improvement Act

17 May 2021

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Why Your Self-Service Portal is Under-Performing and What You Can Do to Fix It

17 May 2021

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Letter Vendor Coalition Develops FAQ's for Hunstein Questions

17 May 2021

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The Comprehensive Debt Collection Improvement Act: An Explainer

13 May 2021

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Court Finds FDCPA SOL Accrues on Date Debt is Reported to CRA; FCRA Does Not Require Adherence to Metro 2 Guidelines

6 May 2021

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8th Cir. Rejects FDCPA Claims Relating to Assignment of Collection Services Agreement

5 May 2021

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Here's What's Wrong With Hunstein: Here’s the Simple and Obvious Spokeo Error That Led to the SCARIEST FDCPA Case Ever

4 May 2021

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Debt Collector Wins on Bona Fide Error Defense Where Dispute Letter Too Vague

28 April 2021

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California DFPI Issues Notice of Proposed Rulemaking Regarding Debt Collection Licensing Application and Requirements

26 April 2021

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BREAKING: 11th Circuit Holds Transmitting Data to Mail Vendor is Unauthorized Third-Party Disclosure

21 April 2021