The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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8th Circuit: Notice of Garnishment, Consumer-Initiated Inquiry After Cease Communication Request Not FDCPA Violation
29 August 2018
California Imposes SOL Notice Requirement on Debt Collectors; Bans Legal Action on ‘Time-Barred’ Debt
28 August 2018
7th Circuit: Service on Consumer not FDCPA Violation if No Entry of Appearance by Consumer’s Attorney
28 August 2018
Weltman Asks for $1.2M in Attorney's Fees from BCFP
27 August 2018
New Federal Court of Appeals Rulings Favor Debt Collectors (podcast)
23 August 2018
9th Circuit: Plaintiff Bears Burden of Proof Regarding Defendant’s Net Worth for Class Action Damages
22 August 2018
Cell Phone’s Visible Transposition of Voice Message to Text is Not Third Party Disclosure According to District of New Jersey
21 August 2018
7th Cir.: Settlement of Claim with Creditor May Mean Dismissal of Claim Against Collector
20 August 2018
2nd Circuit: Debtor’s Failure to Exercise 1692g Rights Does Not Preclude FDCPA Claim
6 August 2018
Collecting Interest on Charged-Off Debt Requires Careful Consideration
1 August 2018
Judge Rules in Favor of Weltman Weinberg & Reis, Against CFPB, in Case of Meaningful Attorney Review
25 July 2018
FDCPA Caselaw Review for June 2018
12 July 2018
Massachusetts Supreme Court Just Made it Harder to Communicate With Consumers About a Debt
26 June 2018
FCC to Report on Robocall Progress; Fundamental Issues Remain Related to Debt Collection
22 June 2018
New Consumer Strategy for Baiting FDCPA Violations, and Use of Text Messages in Debt Collection
21 June 2018
N.D. California: 1692g Validation Notice Not Overshadowed by CFDBPA Disclosure
21 June 2018
FDCPA Caselaw Review for May 2018
12 June 2018
3rd Circ: FDCPA Statute Of Limitations Runs from Date of Violation, Not Discovery
6 June 2018
E.D.N.Y. Decides Question Left Open in Taylor
23 May 2018
FDCPA Caselaw Review for April 2018
22 May 2018