The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Filing Proof of Claim on Time-Barred Debt Not an FDCPA Violation, 8th Circuit Court Rules
12 July 2016
MD Penn. Holds Notice Explaining Tax Consequences of Debt Cancellation Could Be Misleading
11 July 2016
Spokeo Challenge in Accretive Health Debt Collection Case Receives Mixed Result
7 July 2016
CFPB Issues Supervisory Highlights Report, Includes Warnings for Creditors, Debt Buyers, Collection Agencies, and Law Firms
5 July 2016
Court Determines Consumer Did Not Prove Revocation of Consent in TCPA Case
5 July 2016
9th Cir. Holds Discovery Rule Applies in All Types of FDCPA Cases
28 June 2016
Judge Slashes Consumer Attorney’s Fee Request After Accepted Offer of Judgment
23 June 2016
Federal Judge Rules in Favor of Debt Buyer in FDCPA Entrapment Case
13 June 2016
insideARM First Party Summit for Credit Grantors and Call Center Providers
8 June 2016
FDCPA Case Law Review for May 2016
7 June 2016
Debt Collection Lawsuits Revisited: Seventh Circuit Rules Collectors Not Required To Go To Trial
1 June 2016
Podcast: Do Consumers Need to Show "Concrete" Injury to Sue Debt Collectors?
26 May 2016
Eleventh Circuit Court of Appeals Determines that a “Debt Collector” filing a Bankruptcy Court Proof of Claim on a Time-Barred Account is an FDCPA Violation
25 May 2016
Another Extension for the CFPB Debt Collection Rulemaking Process
23 May 2016
Appeals Court Affirms that FDCPA Does Not Require Debt Collector Intent to Proceed to Trial When Filing Lawsuit
20 May 2016
FTC Warns Industry to Have Robust Credit Reporting Policies and Procedures
19 May 2016
Consent Order Compliance: Navigating The CFPB’s Unofficial “Rules” Governing Debt Collection
19 May 2016
In Sheriff et al. v. Gillie et al. Supreme Court Provides Insight as to Intent and Purpose of the FDCPA
17 May 2016
U.S. District Court in New York Grants Debt Collector Motion to Certify Important FDCPA Issue for Interlocutory Appeal
13 May 2016
Court Finds Settlement Offers on Time-barred Debts Without Disclosure of the Fact That the Debt is Time-Barred to be FDCPA Violation
12 May 2016