The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
Filter by Location
BREAKING: 11th Circuit Holds Transmitting Data to Mail Vendor is Unauthorized Third-Party Disclosure
21 April 2021
CFPB has Busy April - Reaches Agreements for Fines and Penalties with Two Organizations
21 April 2021
3rd Cir. Holds No FDCPA Violation When Non-Interest-Bearing Debt Itemized ‘$0.00’ for Interest
21 April 2021
Landmark Victory! Debt Collector Did Not Deceive Debtor Who Refused to Give Name
14 April 2021
Regulation F FAQ: Disputes
24 March 2021
Regulation F FAQ: Itemization Dates
22 March 2021
Does Sending Consumer Data to a Mail House Violate Third-Party Disclosure Rules?
15 March 2021
CFPB Debt Collection Rule Alert: 11 Whopping Misstatements You Need to Know About
9 March 2021
What the CFPB’s New Debt Collection Rules Mean for Creditors and First-Party Servicers (sponsored)
25 February 2021
Can We Say Goodbye to Six-Figure Emotional Distress Jury Awards? The Future of Actual Damages Awards in Light of the Seventh Circuit’s Standing Decisions
9 February 2021
“You Hurt My Feelings!” An Examination of Emotional Distress Damages under the FDCPA
2 February 2021
Limited Content Messages And Your Company’s Name
27 January 2021
Mass. Releases Webinar on Examination and Legislation Strategy for Debt Collectors
21 January 2021
The Tides are Turning: Recent Trends in FDCPA Standing
13 January 2021
6th Circuit Rejects ‘Benign Language’ Exception in FDCPA Envelope Disclosure Claim
11 January 2021
CFPB Taskforce Report (Part 2): The 19 Focus Areas and 102 Recommendations of Volume 2
7 January 2021
CFPB Taskforce Report (Part 1): A Deep Dive Into the 4 Main Debt Collection-Related Topics of Volume 1
6 January 2021
A Review of 2020 FDCPA and TCPA Opinions from the Second Circuit
5 January 2021
Part 2 of the CFPB's Final Debt Collection Rule (Reg F) is Here
18 December 2020
2020 Collections-Related Case Law Year in Review
17 December 2020