The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Judge Rules for Debt Collector; Oral Disputes Do Not Trigger Cessation of Collection Efforts Under FDCPA
15 January 2015
A Settlement Offer on Time-Barred Debt May Violate FDCPA Says Split Sixth Circuit
14 January 2015
Plaintiff Uses TCPA to Trigger FDCPA Claim Against Collector; Federal Judge Says No
13 January 2015
Consumers Focusing More on Dispute Notices and ID Theft in Debt Collection Complaints
6 January 2015
Court Allows FDCPA Suit Where Assignment of Judgment Failed to List Current Balance of Debt
24 December 2014
DC Bar's "Pro Bono Lawyer of the Year" Sanctioned by Federal Judge in FDCPA Case
22 December 2014
Judge Rules that Government Debt is Covered by FDCPA, Forcing Collection Agency to Defend
18 December 2014
FDCPA Ruling in Potential Class Action Takes a Step Back on Voicemails
1 December 2014
FDCPA Suits Increase in October, But Yearly Trend Holds: FDCPA Down, TCPA Up
26 November 2014
TCPA and FDCPA Class Action Targets New Kind of Business: Digital Rights Enforcers
24 November 2014
Fallout Growing from FDCPA Decision on Proof of Claim on Time-Barred Debt
18 November 2014
Judge Dismisses Third Party Disclosure FDCPA Case and Opines on Nature of the Law
17 November 2014
Nearly 60% of ARM Firms Think They May Have Been Baited Into a Violation
17 November 2014
How to Avoid FDCPA Claims of Overshadowing
11 November 2014
POLL: Have You Ever Been Baited Into a Violation?
4 November 2014
Consumer Baits Collector to Violate FDCPA, Files Suit
3 November 2014
CFPB Finds UDAAP and FDCPA Violations in Debt Collection Supervisory Exams
29 October 2014
Circuit Court Rules Against ARM Firm in Allowable Interest FDCPA Case
28 October 2014
Defeat Claims That Your Envelopes Violate the FDCPA
23 October 2014
FDCPA and TCPA Lawsuits Rise in September
21 October 2014