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The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Judge Rules that One Message Does Not Trigger FDCPA Liability

13 October 2014

State AG Proposes New Debt Collection Legislation

1 October 2014

Class Action Explores Door Hangers as Collection Communications Under FDCPA

26 September 2014

'Four-Second Review' FDCPA Decision Cited in Separate Class Action Filing

25 September 2014

Envelope Window FDCPA Case Denied Rehearing by Circuit Court

23 September 2014

Circuit Court: Collection Letter from Law Firm Demanding Payment Violates FDCPA

16 September 2014

Collection Agency in Visible Account Number FDCPA Case Requests Rehearing

12 September 2014

Free Webinar Promises World-Class Compliance on a Budget

8 September 2014

Circuit Court Rules Dispute in Writing Not Needed to Sue Under FDCPA

5 September 2014

Circuit Court: Visible Account Number in Collection Letter is an FDCPA Violation

29 August 2014

State AGs Miss the Mark on Business Records in FDCPA Rulemaking Comments

26 August 2014

How Bad Plaintiff Behavior Turned a Winning FDCPA Case into a Massive Defeat

25 August 2014

After Slight Rise in July, FDCPA Lawsuits Still Down Overall for 2014; TCPA Claims Increase

22 August 2014

FTC Joins CFPB in Filing Amicus Brief in Debt Collection Case

21 August 2014

New FDCPA Requirement for Debt Verification: Is There More to the Story?

20 August 2014

Circuit Court Upholds Award of Fees for Defendant in an Absolutely Crazy FDCPA Case

18 August 2014

CSS IMPACT! Announces Compliance Suite 2014 Webinar Series

13 August 2014

En Banc Hearing Sought in FDCPA Case, Crawford v. LVNV

8 August 2014

FTC Announces Settlements with Two Collection Agencies for $2 million

7 August 2014

Debt Collection Attorney Oversight Called Into Question - Literally

7 August 2014

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