FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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CFPB Says Convenience and Pay-to-Pay Fees are Prohibited Junk Fees

30 June 2022
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Washington Court Sides with Hunstein Copycat; Rejects Main Industry Defenses

15 June 2022
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CFPB Focuses on Innovation; Creates New Office and Hints at Future Rulemaking

25 May 2022
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Boost Disputes Management Efficiency with Three Steps

4 May 2022
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Hunstein: Does CFPB Leadership Lack Courage and Vision?

31 March 2022
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CFPB Says its UDAAP Authority Includes Ability to Review for Discrimination; Updates UDAAP Exam Procedure

22 March 2022
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Equifax, Experian, and TransUnion Support U.S. Consumers With Changes to Medical Collection Debt Reporting

21 March 2022
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Court Finds Text Messages Do Not Qualify As Artificial or Prerecorded Voice Messages Under the TCPA

7 March 2022
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The Correct Answers to Questions about the Limited Content Message and Model Validation Notice [Video]

3 March 2022
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8th Cir. Holds FDCPA Plaintiff Lacked Article III Standing in Garnishment Communication Case

24 February 2022
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Consumer Relations Consortium Comments on NYDFS Proposed Alterations to Debt Collection Rule

17 February 2022
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Which Regulatory Hot Buttons will Emerge in 2022?

15 February 2022
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Hunstein: Case Moves Forward; Consumer Files Final Brief Before Case is Reheard

7 February 2022
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Consumer is Responsible for Default Judgment; Court Dismisses Class Action Lawsuit on Standing

31 January 2022
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Hunstein: Preferred Files its Brief Addressing Standing

24 January 2022
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New CFPB Bulletin Addresses Unlawful Medical Debt Collection and Credit Reporting

18 January 2022
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Date set for Hunstein Rehearing on Standing

13 January 2022
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CFPB Sues United Holding Group, its Affiliates and Owners; UHG Responds, Denies Allegations

11 January 2022
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Colorado Clarifies Intersection Between Regulation F and State Disclosure Requirement

21 December 2021
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Year in Review: A Comprehensive Breakdown of 2021 in the ARM Industry

16 December 2021

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