FDCPA News RSS Feed

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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BREAKING: 11th Circuit Vacates Hunstein; Full Panel will Rehear Case

17 November 2021
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15 Days Until Reg F is Here! 3 Things You Can Do to Prepare for the Reg F Effective Date NOW

15 November 2021
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11th Circuit Issues Substitute Opinion in Hunstein; Will Dissent provide Key for Defense Against Copycats?

29 October 2021
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Consent vs. Preference in Reg F - Don't Confuse Them

20 October 2021
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Without Creditor Cooperation, Debt Collectors Cannot Safely Work Accounts After November 29th

11 October 2021
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Federal Court Agrees with Debt Collectors; Holds Two Hunstein Copycat Plaintiffs Have Standing in Federal Court

7 October 2021
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7th Cir. Holds Collecting ‘Fees on Fees’ Did Not Violate the FDCPA

29 September 2021
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DFPI Sanctions Debt Collector in First Action Under the California Consumer Financial Protection Law

27 September 2021
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7th Cir. Holds FDCPA ‘Debt Validation Notice’ and ‘Caller Identification’ Issues Not Enough for Standing

14 September 2021
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ICYMI: CFPB Takes Action Against Fair Collections & Outsourcing for Misrepresentation and Failing to Investigate ID Theft.

31 August 2021
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10th Circuit Says Single Phone Call is Sufficient for Standing, Blasts Defense Counsel for Presenting Bona Fide Error Defense Without Procedures.

26 August 2021
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6th Cir. Holds Mere Confusion Does Not Impart Article III Standing, Reverses FDCPA Ruling in Favor of Defendant

25 August 2021
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Does Your Collection Agency Name Violate Regulation F? [Podcast]

19 August 2021
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Utah District Court Finds Petition Clause Bars FDCPA Suit Brought Against Debt Buyer for Filing Collection Suit Without a License

18 August 2021
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CFPB Finalizes Regulation F Implementation Date: What Your Organization Needs To Consider in Order To Be “Reg F Ready”

3 August 2021
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BREAKING: CFPB Confirms Reg F Will Take Effect on November 30, 2021

30 July 2021
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The TransUnion Decision: A Blessing or a Curse for the ARM Industry?

29 July 2021
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D.C. Council Passes Comprehensive Debt Collection Bill; Sends to Mayor for Signature

28 July 2021
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Eastern District of New York Dismisses Six Hunstein Copy-Cat Cases; Questions Hunstein’s Viability After TransUnion

26 July 2021
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8th Cir. Confirms Various Loss Mit and Foreclosure Communications Not Subject to FDCPA

22 July 2021

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